✦ India's Trusted Loan Partner
Smart Loans for Every Dream
Fast approvals, lowest rates & minimal paperwork.
Home Loan
from 7.25%*
Apply →
Personal Loan
from 9.99%*
Apply →
Business Loan
from 8.00%*
Apply →
All Loans
9 products
View All →
12+
Loan Types
Free
Assessment
4 Steps
Simple Process
3 Cities
& Growing
FREE
750
📊 CIBIL Score
No credit impact
Check Now →
Enter Your Details
Step 1 of 3
Your PAN & Name
We use this to fetch your credit report from CIBIL bureau securely.
E.g. RAJESH KUMAR MEHTA
Format: ABCDE1234F
Date of Birth
🔒 256-bit encrypted · No hard enquiry
Verify Your Mobile
Enter your registered mobile number to receive a one-time verification code.
10-digit mobile number
🔒 OTP expires in 10 minutes
Fetching Your Score...
This takes just a few seconds
●
Connecting to CIBIL Bureau●
Verifying your PAN details●
Analysing credit history●
Generating your report—
/ 900
Why Choose Arham Money?
Guided Assessment
We understand your requirement and profile before suggesting the next step.
Multiple Loan Types
Home, education, business, working capital, loan against shares and more.
Doorstep Support
Our team can assist with document collection and process guidance where available.
Transparent Process
We explain documentation, eligibility and lender requirements clearly before you proceed.
Business & Personal
Support for individual borrowers and business owners seeking structured credit solutions.
Arham Ecosystem
Backed by Arham's broader financial services presence with a relationship-led approach.
Your Loan in 4 Simple Steps
01
Share Your Requirement
Fill the enquiry form with loan type, amount, city and your contact information.
02
Our Team Reviews Your Profile
An Arham Money advisor reviews your requirement, eligibility and loan purpose.
03
Document Guidance
Our team guides you on the documents required for your selected loan category.
04
Next-Step Assistance
Based on your profile, our team helps you proceed with the suitable loan process.
Customer Stories
★★★★★
"Home loan approved in 24 hours. Smooth and transparent throughout."
Rajesh Mehta
Ahmedabad · Home Loan
★★★★★
"Business loan with great rates. The Arham Money team was very supportive."
Priya Sharma
Surat · Business Loan
★★★★☆
"Education loan for my MBA. Easy EMIs and very flexible tenure options."
Arjun Patel
Vadodara · Education Loan
💬
Speak to an Arham Money Advisor
All Loan Products
9 products · Tap any loan to expand & apply
Home Loan
Lowest rates · Up to ₹5 Cr · 30 Year tenure
Finance your dream home with the most competitive rates. Available for purchase, construction, extension and renovation.
Instant sanction in principle within 48 hours
Balance transfer available from other banks
Top-up loan facility for existing customers
Car Loan
New & used · Up to ₹50 L · 7 Year tenure
Drive your dream car today — new or used vehicles financed at competitive rates with minimal documentation.
Up to 100% on-road price financing
Pre-approved offers for salaried customers
Quick disbursal within 24 hours
Personal Loan
No collateral · Up to ₹40 L · 5 Year tenure
No collateral needed. Instant disbursal for any purpose — travel, medical, wedding, or home renovation.
100% digital paperless process
Disbursal in as little as 2 hours
Flexible repayment with no prepayment penalty
Business Loan
Unsecured · Up to ₹2 Cr · 10 Year tenure
Scale your business instantly — working capital, equipment, expansion or inventory. No collateral required.
Minimal documentation for registered businesses
Overdraft facility available
Quick sanction for GST-registered businesses
Education Loan
India & abroad · Up to ₹1 Cr · 15 Year tenure
Fund your studies in India or abroad. Moratorium period available during course duration with easy repayment.
Covers tuition, living & travel expenses
Repayment begins after course completion
Income tax benefit under Section 80E
Gold Loan
Instant · Up to ₹50 L · 3 Year tenure
Get instant cash against your gold jewellery. High LTV ratio, safe custody of your gold assured.
Up to 75% LTV on gold value
Disbursal in 30 minutes
Gold stored in secure vaults
Loan Against Property
Secured · Up to ₹10 Cr · 20 Year tenure
Unlock the hidden value of your residential or commercial property for business or personal needs.
Residential and commercial properties accepted
Overdraft facility against property
Retain use of property during loan tenure
Two Wheeler Loan
Easy EMI · Up to ₹3 L · 5 Year tenure
Ride your dream bike or scooter with easy monthly EMIs and minimal documentation requirements.
All brands & models covered
Zero down payment options available
Same-day approval for eligible applicants
Agricultural Loan
Flexible · Up to ₹2 Cr · 15 Year tenure
Flexible crop loans, equipment financing and land development loans tailored for Indian farmers.
Kisan Credit Card facility available
Seasonal repayment schedules
Subsidised rates for eligible farmers
EMI Calculator
Plan your monthly loan repayments
EMI Calculator
Adjust sliders to calculate your monthly EMI
Monthly EMI
₹0 /month
Loan Amount
—
Total Interest
—
Total Payable
—
💵
Down Payment
Saves Interest
Yrs
% p.a.
